Posts Tagged ‘Rate Adjustment Factor’

Aetna RAF Tool - First Quarter Rates for 2009

Wednesday, November 19th, 2008

Aetna has recently published their 1st quarter 2009 rates for Small Group business in California.  This spreadsheet is a handy tool to calculate the RAF and renewal rates for your group. Aetna ofter runs RAF promotions to try and win new business. .  Many brokers, benefits administrators, and insured companies find this tool very helpful when renewing their small business group health insurance.  What this tool allows you to do is to see rates at whatever RAF you would like.  When you open the tool you enter the desired RAF and then go to the tabs at the bottom and click on the appropriate rating area (San Diego is RA1 & Orange County is RA2) and it will show you the rates at this RAF. 

Remember that the Aetna Small Group rates are based on the Employer Zip code.  Hope this tool helps you out. Remember Aetna allows groups to write our regular HMO network alongside of our Value HMO network which is a HUGE benefit for your clients and prospects.

You can use the HealthInsurancePlus.com website to generate a quote on indvidual health insurance from Aetna or you can get a quote on small business group health insurance as well.

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