Insurers
California Health Insurance Companies
Aetna, Anthem Blue Cross, Blue Shield, Health Net, Kaiser Permanente, United Healthcare,
and more!
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Aetna - MC 2500
This
PPO Plan
features a $30 office visit copay for your primary care physician, $40 copay for
a specialist, $2500 deductible then coinsurance at 30% up to $7000 maximum out of
pocket. The health plan has a $5,000,000 life time maximum.
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Anthem Blue Cross - SmartSense 500 w/Gen RX
Reliable, basic protection with some of our lowest monthly rates. Choose the annual
deductible/monthly rate combination
that works for you. Immediate benefits for the first three visits to a doctor. Your
choice of prescription drug benefits, Comprehensive RX or Generic RX. Health plan
that pays up to $7,000,000 per member in lifetime benefits.
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Blue Shield - Vital Shield 2900
This plan covers the first two office visits with a $40 copay, then is subject to
the $2900 deductible Generic perscription drugs are covered with a $10 copay, and
hospital
coinsurance
is 40% after the deductible. Life time maximum is $3,000,000
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Health Net - Simple Value 30 w/Gen Rx
A zero deductible plan with a $30 office visit
co-payment
and 30% coinsurance at the hopsital and for lab work. The 30% coinsurance caps out
at $7,000 annual maximum per member. Generic perscriptions are covered with a $10
copay. And the lifetime maximum is benefit is $5,000,000.
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A
traditional HMO plan
from Kaiser Permanente, this plan is on the pricy side but has no deductible at
the hospital or for lab work. The
co-payment
is $25 dollars for office visits, $100 dollars at the Emergency Room, and there
is a $200 copay per day at the hospital up to the max individual out of pocket limit
of $2,500 dollars. This plan covers
maternity. The lifetime maximum is unlimited,
the only draw back is that you have to use Kaiser facilities and doctors.
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United Healthcare Pacificare - SignatureValue 10-35/250
A rich
traditional HMO plan
from United Healthcare The copaymenet at the doctors office is just $10 dollars.
$100 dollars at the Emergency Room. There is no dedictable, and the copayment at
the hospital is only $250 dollars. This plan covers
maternity. The out of pocket maximum
is $2,500 dollars for an individual; $5,000 for the family. There is no Lifetime
maximum benefit.
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