About Blue Shield of California
Blue Shield of California is administered seperately for Blue Cross in California.
Through another organization known as the Caretrust Network. The Caretrust Network
is an indendent member company of the non-profit Blue Shield organization. Blue
shield offers Individual family plans, small group plans and short term health insurance.
Including a wide selection of PPO plans, HMO plans, and HSA plans.
Some of the most popular individual Blue Shield PPO plans include the Active Start
35 PPO plan, and the Shield Spectrum series. The Shield Spectrum group of plans
are among the few plans to still offer maternity coverage. As for short term plans,
Blue Shield offers two excellent options, either the Option One, or Option Twelve.
Option Twelve
The Option Twelve short term plans are among the best coverage available on a simplified
underwriting basis,and are offered at a very reasonable price point. The Option
Twelve allows an individual to qualify quickly (usually with a decision within 24
hours of applying) for a short term plan. Additionally, the Blue Shield Option Twelve
allows an individual or family to keep the coverage, and pay monthly, for up to
one year. The application process is also simple, you can easily download an application
from our website, complete it, and mail or fax it back in for fast processing.
Option One
If you know you will not be needing to keep the coverage for as long as is available
from the Blue Shield Option Twelve, then the Blue Shield Option One is an great,
and less expensive alternative. By having applicants pay in full for the policy
period, and shortening the maximum policy length to six months, Blue Shield is able
to offer a considerable discount for the same limits of coverage as the option twelve.
Besides simplified underwriting, and fast policy approval, keep in mind that the
Blue Shield Option One only allows you to apply for coverage for up to maximum of
six months, and requires payment in full at the time of applying.
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