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Health Insurance Companies

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Aetna - MC 2500

This PPO Plan features a $30 office visit copay for your primary care physician, $40 copay for a specialist, $2500 deductible then coinsurance at 30% up to $7000 maximum out of pocket. The health plan has a $5,000,000 life time maximum.

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Anthem Blue Cross - SmartSense 500 w/Gen RX

Reliable, basic protection with some of our lowest monthly rates. Choose the annual deductible/monthly rate combination that works for you. Immediate benefits for the first three visits to a doctor. Your choice of prescription drug benefits, Comprehensive RX or Generic RX. Health plan that pays up to $7,000,000 per member in lifetime benefits.

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Blue Shield - Vital Shield 2900

This plan covers the first two office visits with a $40 copay, then is subject to the $2900 deductible Generic prescriptions drugs are covered with a $10 copay, and hospital coinsurance is 40% after the deductible. Life time maximum is $3,000,000

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Health Net - Simple Value 30 w/Gen Rx

A zero deductible plan with a $30 office visit co-payment and 30% coinsurance at the hospital and for lab work. The 30% coinsurance caps out at $7,000 annual maximum per member. Generic prescriptions are covered with a $10 copay. And the lifetime maximum is benefit is $5,000,000.

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Kaiser Permanente - HMO $25 Copayment

A traditional HMO plan from Kaiser Permanente, this plan is on the pricy side but has no deductible at the hospital or for lab work. The co-payment is $25 dollars for office visits, $100 dollars at the Emergency Room, and there is a $200 copay per day at the hospital up to the max individual out of pocket limit of $2,500 dollars. This plan covers maternity. The lifetime maximum is unlimited, the only draw back is that you have to use Kaiser facilities and doctors.

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United Healthcare Pacificare - SignatureValue 10-35/250

A rich traditional HMO plan from United Healthcare The copayment at the doctors office is just $10 dollars. $100 dollars at the Emergency Room. There is no deductible, and the copayment at the hospital is only $250 dollars. This plan covers maternity. The out of pocket maximum is $2,500 dollars for an individual; $5,000 for the family. There is no Lifetime maximum benefit.

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