Health Insurance Quotes
Everyones needs are unique depending on ones stage of life, budget, and other factors.
Depending on your needs, the health plan you select will vary a great deal. Even
two people the same age and gender may have vastly different needs. Take a moment
to reflect on your unique situation. Or contact us to discuss your options. Then
picking the right plan will ge a whole lot easier.
Also, if you are unsure whether an HMO, PPO
or HSA plan will work best for you, we have a simple online health plan finder to help you decide. You can also
read more about the different plan types.
Individual
Individual Health Insurance is is a great way to get affordable coverage. Many people
do not realize how much they pay to have their spouse and children on their group
health coverage at work. Or how affordable Individual coverage is compared to COBRA.
In many cases we are able to cut costs by 50% or more and achieve similar or better
coverage! You owe it to yourself to check out the affordable individual health insurance
options available today.
Learn more about Individual Health Insurance »
Get an Individual Health Insurance Quote »
Family
Many Families choose to insure together on one health plan for financial simplicity.
And you can often keep your dependant on coverage until age 23 as long as they are
a full time student with most carriers. However, it may be worth while to look at
addressing each family member’s coverage individually. For example it is unlikely
your husband will need maternity coverage!
Learn more about Family Health Insurance »
Get a Family Health Insurance Quote
»
Maternity
Finding a plan with good protection for pregnancy has become more complicated in
recent times. While group health plans still extend maternity coverage, many individual
and family plans now exclude Maternity coverage. Also, the plans that do cover maternity
tend to be more expensive. Be sure to discuss your options with an expert before
making this important decision, and before you are pregnant!
Learn more about Maternity Health Insurance »
Get answers about Maternity coverage »
Get a Health Insurance Quote that covers Maternity
»
Student
Students live a faced paced lifestyle. Traveling out of state to school in many
cases, or taking a semester off, or reduced class load creates a unique situation
when it comes to having the proper health coverage. These issues are important to
address correctly to minimize any gaps in coverage. The good news is these plans
are generally very affordable.
Learn more about Student Health Plans »
Get a Student Health Insurance Quote »
Short-Term
Also referred to as temporary health insurance. There are times when you may find
yourself between jobs, or waiting for a decision on an already submitted health
insurance application. Short-Term Temporary plans are designed to fill this gap
for up to six months at a time. Because of their temporary status, the underwriting
and approval process tend to be accelerated.
Learn more about Short-Term Temporary Health Insurance »
Get a Short-term Temporary Health Insurance Quote »
Seniors
Senior coverage is offered at age 65, or once you have taken out part A and B of
Medicare. There are several new options available to seniors in todays marketplace.
There are still the traditional Medicare Supplement plans, but there are also new
Medicare Advantage Plans that work like an HMO. Many of these plans have low or
no cost, and are completely covered by Medicare. Another important consideration
for seniors is part D. The medicare perscription drug benefit.
Get a Medicare Supplement Health Insurance Quote
»
Dental
There are many different options for your dental needs. Many health insurance plans
now have an optional dental benefit that can be added. Also offer many of the most
popular stand alone dental plans. There are four types of dental plans available
to individuals in California.
Learn more about Dental Insurance »
Get a Dental Insurance Quote »
Life Insurance
There are three major types of life insurance. Term, Whole, and Universal life insurance.
Generally young people who are trying to protect their spouse and children prefer
term life insurance. Estate planning often encorporates whole life insurance, and
Universal Life insurance is primarly an investment vehicle.
Get a Life Insurance Quote »